Changde is a prefecture-level city under the jurisdiction of Hunan Province, located in the north of Hunan Province. Known as the city in the Peach Blossom Garden, it is an important city in the Yangtze River Economic Belt and the ecological economic circle around Dongting Lake. So what are Changde's housing policies? What is the down payment ratio of the first suite in Changde? Next, Bian Xiao will introduce relevant contents to you. Let's have a look.

What are the housing policies in Changde?

1. If you buy an ordinary house below 90 square meters for the first time in Changde, you can enjoy the preferential policy of reducing the deed tax rate to 1%.

2. The first suite in Changde can be exempted from stamp duty and land value-added tax.

3. The lower limit of the interest rate of the first home loan in Changde can be relaxed to 0.7 times the benchmark interest rate of the loan, and the down payment ratio is 20%.

4. The interest rate of Changde's personal housing provident fund loan for purchasing the first suite was lowered by 0.27 percentage points respectively.

5. If the buyers will buy ordinary houses for more than 2 years, they don't have to pay business tax.

6. Exempt property buyers from the house registration fee for purchasing ordinary houses and the house transfer procedures for buying and selling stock houses.

7. For households that already own a house and have outstanding loans, when buying a second suite, the down payment ratio of the house shall not be less than 40%.

What is the down payment ratio of the first suite in Changde?

The down payment ratio of Changde new house commercial loan is 30%, and the first home commercial loan with family as the unit can be loaned to 70% of the housing evaluation price. Changde first home provident fund loans are generally 20% to 30% down payment. Taking the family as a unit, if it is the first time to buy a house, 80% of the assessed house price can be loaned for those below 90 square meters, and 70% for those above 90 square meters.

Abstract: The above is what is the policy of purchasing houses in Changde issued by Bian Xiao and the relevant contents of the down payment ratio of purchasing houses in Changde, hoping to help friends in need. Friends who want to buy a house must first understand the local policies and conditions for buying a house and make full preparations. If you want to know more information, please continue to pay attention to Qijia. com。

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