1. The applicant must purchase an owner-occupied house in the local household registration and be the owner or owner of the house purchased.

2, the applicant must be normal and full deposit housing provident fund for more than six months.

3. The applicant and spouse have no outstanding housing provident fund loans.

4 to provide the guarantee procedures approved by the city housing provident fund management center.

Legal basis: "Regulations on the Management of Housing Provident Fund" Article 5 The housing provident fund shall be used for employees to purchase, build, renovate or overhaul their own houses, and no unit or individual may use it for other purposes.

"Regulations on the Management of Housing Provident Fund" Article 10 The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management centers to be responsible for the management and operation of housing provident fund according to the principle of simplification and efficiency.

County (city) does not set up housing provident fund management center.

The housing provident fund management center specified in the preceding paragraph may set up branches in counties (cities) where conditions permit. The housing provident fund management center and its branches shall implement unified rules and regulations and conduct unified accounting.

Housing provident fund management center is an independent institution directly under the Municipal People's Government, which is not for profit.

Regulations on the administration of housing provident fund

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The above answer is only for the current information combined with my understanding of the law. Please refer to it carefully.

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.