Their company has a loan software called beermann, which is a usury software with an annual interest rate of 58%! And according to the borrower, if all debts have not been paid off since the fourth month, there will be inexplicably high interest! I have met this man, and he is also a consumer who has been cheated by the mall. If it is overdue, the interest will scare you to death. Someone borrowed 4000 yuan 12 installment, 1 1 installment is overdue for two days, and the interest plus principal should be paid back 12000 yuan!
The following is my loan interest rate including software:
In June this year, I went to a shopping mall in Guangzhou and bought a massage chair as a gift for my parents. Look at the last paragraph 1 1200, because there is only 9400 on hand, so I have to give up because of insufficient money.
Then the sales stopped me and gave me a solution-installment payment. Give some money as a down payment and the rest as a monthly payment.
At first, that bastard salesman told me that the money was lent to me by their shopping mall, and the annual interest rate was only 5%. I paid a down payment of 1200, and the balance was paid in installments of 12, and I had to pay back 875 yuan to the mall every month. After paying the down payment, the salesman called another person. I thought that man was a mall worker by stages. However, it is actually a usurer. The man used my ID card to turn my mobile phone into a lending platform "bill payer" and lent it to me 10000. Then he paid the borrowed 10000 to the shopping mall as the purchase cost of the massage chair in one lump sum, and the bill payer's 10000 was paid back in each issue 13 16. Well, there are more than 15 thousand foreign debts for no reason. . . . .
The down payment of 1200 given by me and the mall sales theory became the down payment of the massage chair in its mouth.
The police have been calling the police for two months, but they dare not go to the mall to make trouble. After all, there is only one ordinary person with two old people on it. If something really happens, the whole family will be in trouble, but they can only complain online.
It's because I met a few friends in the WeChat group in the same city who were jointly cheated by the staff of a shopping mall and beermann after this incident. They were all cheated by the grocery store.
Someone complained to the mall about that bastard, but the mall didn't respond at all, saying that the loan was your personal dispute and the mall had no right to interfere. I really hope this kind of shopping mall will close down soon.
Like Liang Xiao, who borrowed 4,000 yuan to buy a treatment bed, the lender didn't have a staff member who claimed to be Payman during the loan process (probably because the reputation of this usury platform was too bad), and the sales lied to her at a low interest rate in advance, which kept distracting her when she applied for a loan, leading to the loan at last. . . . .
If you want to borrow money, you can borrow it from the four major banks, or Alipay JD.COM will do. Don't borrow online loans, especially don't give your mobile phone to lenders for operation, or you won't know if they sell it or not.