Credit loan, pledge loan, mortgage loan.

1. Credit loan: A credit loan is a loan of a certain amount provided by the bank to the borrower based on the borrower's credit status and repayment ability. The borrower does not need to provide collateral or pledges, and only needs to provide loans according to the agreement. You can repay according to the interest rate and repayment period.

2. Pledge loan: A pledge loan means that the borrower uses valuable movables, rights, property, etc. as pledges and applies for a loan from the bank. If the borrower cannot repay the loan on time, the bank has the right to pledge The property is sold or auctioned to recover the loan.

3. Mortgage loan: A mortgage loan means that the borrower uses valuable properties, vehicles, equipment, etc. as collateral to apply for a loan from the bank. If the borrower cannot repay the loan on time, the bank has the right to transfer the mortgage to the bank. The property is sold or auctioned to recover the loan.