You should have a specific business plan for approval. If the plan is fast, it may come down in two or three months, and if it is slow, it may come down in six months.

If you start your own business, you can borrow up to 5W, with no interest for three years. If several people start a business in partnership, under good conditions, the loan can be up to 20W for three years without interest.

As for the specific situation, you'd better consult your local labor department. After all, the situation in each place is different, and the requirements may change slightly.

In any case, this means that the project is the most important.

Good luck!