A few years ago, the government built a chicken community in the village, and each household borrowed 200,000 yuan. Some of them have lost money, and some are still raising money. Now the government is urging loans, isn't it ok?
This kind of thing is procrastination, that is, you have no money and still deal with the government. It will be fine if it drags on for a long time. Maybe they will sue you, and you haven't done anything.
However, this money will not affect personal credit information, and it will be difficult to borrow money in the future.