if housing loans (including first-hand buildings and second-hand buildings) are handled through our bank, the down payment ratio is as follows:

1. For the first suite, the minimum ratio is 3%, that is, the maximum loan amount does not exceed 7% of the value of the purchased property (adjusted to not less than 25% for cities without "purchase restriction")

2. For the second suite, the minimum ratio is 4%, that is, the loan.

Your specific loanable amount needs to be submitted, which can only be determined after the approval of the outlets. You can directly contact the personal loan department of the local outlets for consultation.