First, how to borrow money if the comprehensive score is not enough?
Comprehensive loan score, also known as credit score, will determine the overall credit reliability of credit applicants. If the score is too low, it will affect the loan success rate. There are many factors that affect the comprehensive loan score, such as the applicant's age, income, economy, assets, credit history and so on.
Under normal circumstances, if the comprehensive score of the loan is insufficient, you cannot apply for a loan. If you want to apply for a loan successfully, you need to know the reasons for your low comprehensive score. For example, if your credit history is poor, you should improve your personal credit information in time. If there are too few asset certificates, you can submit more relevant certificates.
Second, how to recover from the lack of comprehensive performance?
Do the following to restore the composite score:
1. I personally handle various banking businesses and provide true and effective application materials;
2. Use the mobile phone number of my common real-name registration system to handle business, and ensure that the mobile phone number has no arrears;
3. Try to reduce your own debts and don't borrow too much from other financial institutions;
4. Keep a good credit record and avoid overdue and other breach of contract.
Third, how to check your comprehensive scores?
Just check the credit information of 100 banks. When inquiring about the credit information of 100 banks, you can know your latest credit standard only by looking at your network black index score. The sub-standard of Internet blackness index is 0- 100. The higher the score, the better the credit. When the score is lower than 40, it belongs to the blacklist.