You can get a loan without proof of income. Generally speaking, loans need various materials to prove, such as income certificate, marital status certificate, property certificate and so on. Because these materials are important evidence to prove that they have the ability to repay loans, proof of income is the most important, which directly affects the mortgage amount, interest rate and other issues. But for most freelancers, proof of income is a big problem.

If you don't have a regular job and want to get a loan, it is very important to prove that you have the ability to repay the loan. Generally speaking, the lending institution evaluates the lender's loan qualification from the aspects of repayment ability and credit information. If you don't have a fixed income, but you can provide stable bank running water and collateral, you can still lend. For lenders who have no stable jobs, some loan companies can also relax their conditions.