First, the materials needed for foreigners to buy a house
Foreigners:
1, passport
2. Certificate of residence of overseas individuals in China issued by the Exit-Entry Administration Office of Beijing Public Security Bureau.
3 foreign examination and approval form issued by the foreign examination and approval office
4. The business license of the branch or representative office of an overseas institution in Beijing or the registration certificate issued by the relevant administrative department; The embassies of various countries and the representative offices of international organizations in China submitted a note from the Ministry of Foreign Affairs agreeing to purchase houses.
Hong Kong and Macao personnel:
1, Permit for Hong Kong and Macao Personnel to Travel to and from the Mainland
2. Hong Kong and Macao Resident Identity Card
3. Proof of residence of overseas individuals in China.
4 foreign examination and approval form issued by the foreign examination and approval office
Residents of Taiwan Province Province:
1, mainland travel permit for taiwan residents
2. Proof of residence of overseas individuals in China.
3 foreign examination and approval form issued by the foreign examination and approval office
Overseas Chinese:
1, passport of the People's Republic of China
2. Long-term residence identity documents of the host country
3. Proof of residence of overseas individuals in China.
4 foreign examination and approval form issued by the foreign examination and approval office
Second, foreigners purchase process
Judging from the current market, overseas Chinese, Hong Kong, Macao and Taiwan and foreigners are basically similar to mainlanders in the process of buying luxury houses, except that buyers need to go to the foreign-related examination and approval office for approval before buying a house. The specific process is as follows:
1. The buyer and the seller sign a sales contract with the brokerage company;
2. The buyer shall go to the foreign-related examination and approval office for examination and approval;
3. The seller and the buyer shall submit the relevant information about the transfer;
4. The Buyer and the Seller shall go through the formalities of property right transfer;
5. get a real estate license.
Third, clarify the authority of the entrusted agent.
Entrusting others to act as an agent can be divided into two situations according to whether the buyer is in China or not: if the buyer is in China, the power of attorney notarized by the domestic notary office and a copy of the valid certificate that can prove his identity should be submitted; If the buyer is not in China at that time, he must provide a valid notarized power of attorney and entrust others to act as his agent. The authority of the entrusted agent can be loan matters such as contract notarization, mortgage registration and insurance in the process of borrowing money from the bank on behalf of the purchaser.
4. Information required for loan application and loan interest rate.
Foreigners who buy houses in Beijing have to pay the same taxes and fees as Beijing residents, and they can also apply for bank housing mortgage loans. However, when applying for a mortgage loan, in addition to education, marriage certificate and income certificate, you also need to provide a resident ID card or passport. The proof of income is preferably a confirmation letter or employment certificate from the work unit in Beijing. If it is an income certificate of an overseas company, it needs notarization. If the certificate is in English, the translation should also be notarized.
Foreigners buy houses in Beijing. Although the loan ratio is the same as that of China people, there are many options for bank loans. In terms of currency, they can choose foreign currency and RMB. Bian Xiao suggested that foreigners choose RMB loans, so that they don't have to worry about the conversion between foreign currency and RMB and avoid the risk of exchange rate changes. The loan interest rate of foreigners enjoys the same treatment as that of China people, and is subject to the individual housing loan interest rate stipulated by the People's Bank of China.
5. Are the documents submitted by foreigners to buy a house in foreign languages or Chinese?
With the acceleration of China's opening to the outside world, more and more foreigners buy houses in the mainland, and their nationalities are also different. Foreigners should pay attention to the fact that the real estate ownership registration authority only uses Chinese registration ownership documents.
If the documents, certificates and names submitted by foreigners when purchasing a house are in a foreign language, a notarized Chinese translation and Chinese name shall be submitted at the same time.
In addition to the notarization of sales contracts, the biggest threshold for buying a house in China is the qualification to buy a house.
The above are the relevant requirements for foreigners to buy a house in Beijing, hoping to bring help to everyone.
(The above answers were published on 2015-12-14. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.