Now, cars have become an indispensable part of every family. However, when buying a car, many people cannot afford to pay off the loan in one lump sum and instead choose a loan. Some people are asking: Is it easy to apply for a Postal Savings Bank car loan? Today I will introduce the relevant content to you. Since then, the Postal Savings Bank of China has given everyone a relatively low-key impression. In fact, the overall situation of Postal Savings Bank’s car loans is similar to that of other banks. If you meet the application requirements and prepare all the loan information, you can apply.

Application conditions 1. Aged 18-60 years or above, a Chinese citizen or a non-citizen who has lived continuously for one year and has a fixed residence and occupation; 2. Can pay more than 30% of the total price of the car as a car purchase Down payment; 3. Good personal credit and relatively stable income.

Loan information 1. Valid identity document, married persons must submit proof of marital status; 2. Proof of occupation and income or other proof of repayment ability; 3. Proof of down payment for car purchase and contact with the car dealer The original signed car purchase contract; 4. My motor vehicle driving license, Postal Savings Bank savings card or passbook. The Postal Savings Bank of China can issue approval opinions for car loans as quickly as 2 working days, and the entire loan process is transparent. Therefore, for people with relatively good overall personal conditions, it is easier to apply for a Postal Savings Bank car loan.