(1) If you are single in Shanghai and have a house in Shanghai's name, you can't buy a second-answer suite.

(2) Shanghai is single and has no house under the name of Shanghai, but parents have more than 3 sets (including 3 sets) in Shanghai before 201130, so they can't buy a house.

2. Married persons:

(1) Both parties are from Shanghai. Before 20 1 1 1 30, both husband and wife and their parents owned more than 4 sets (including 4 sets) in Shanghai and could not buy a house.

(2) If one party is a Shanghai citizen and then buys a second suite, it is impossible to buy a second suite if the property ownership certificate says that it is not a Shanghai citizen.

(3) Both parties are non-Shanghai citizens. They can't buy a house if they haven't met the social security and individual tax for the last 60 months.

What is the policy of buying a second home in Shanghai?

1. Families (husband and wife and minor children) have no housing in Shanghai and no mortgage record in China. If you apply for a loan, it will be implemented according to the first set of policies, with a maximum loan of 3.5 and a minimum interest rate of 10%.

2. Shanghai registered families or foreign registered families, as long as they own a house in Shanghai or have one or more mortgage records nationwide, apply for a loan to buy an ordinary house again, and repay the loan for five times, with the lowest interest rate rising 10%. Paying 7 loans and 3 loans to buy is unusual, and the lowest interest rate rises 10%.

3. Pure business loans allow both husband and wife to own two houses with their parents before 201128, which is not included in the number of apartments. If you buy a house again, you can apply for a mortgage according to the first suite. Combination improvement depends on before marriage and after marriage.

What conditions do foreigners need to meet when buying a house in Shanghai?

The Detailed Rules for the Implementation of the Trial Measures for Converting Residence Permit to Permanent Residence in Shanghai mentioned in Item (2) of Article 6 of the Measures that "those who have worked in education and health posts in suburban counties of this city for five years can be shortened to five years", that is to say, those who have worked in education and health posts in suburban counties of this city for five years can be shortened to five years.

1. Buying a house in the name of a family means that the buyer is married.

2. There is no room at home in Shanghai.

3. Proof that you have paid at least two years' tax or social security in Shanghai within three years before the signing date of the house purchase contract.

4. If you have a 3-year long-term residence permit, you can enjoy the treatment of Shanghai locals, and you can buy a house directly without providing a tax bill.

5. Non-Shanghai resident families who can provide tax payment certificates or social security certificates that meet the requirements, purchase 1 apartment, and already own 1 apartment or above will be suspended from selling their houses in this city.

6. According to the provisions of the city's housing sales restriction policy, if a non-registered household in this city purchases a house with a social insurance payment certificate, if the social insurance payment is in line with the "accumulated payment for 24 months in the first 3 years from the date of purchase", it will not be recognized within the time limit.