2. Go to the bank or online in advance to find out what materials are needed as the original owner (seller) (usually the original account book, ID card, account book, etc.). ). Open a bank account (passbook or card-remember to open it yourself and write down the passbook number to prevent it from being replaced by some bad guys) as a special account for collecting house payment in the future.
3. When going to the bank with the intermediary and the buyer on the same day, the bank staff should check the information (such as checking the buyer's credit). ) and evaluate the property. If you want to issue a down payment receipt, you can't issue a receipt until the buyer transfers the down payment to you. Remember to obtain the tripartite agreement (loan confirmation) between the buyer and the seller and the bank issued by the bank before submitting the transfer. Moreover, we must find a trustworthy intermediary. The new house must be in the hands of the intermediary and cannot be given to the buyer. In case he does not use it as collateral, even if there is a loan confirmation letter, the bank will not lend money. After one month, the loan confirmation letter will be invalid and the seller will not get the final payment.
4. It is best to reach an agreement with the buyer and the intermediary, sign a counter-guarantee agreement, and take the house you have transferred to him as collateral and notarize it (that is, even if the house is transferred to the buyer, if for some reason, the buyer can't make up the balance of the house from the bank loan or cash, the house has been mortgaged to you, so he can't get the house. This agreement is invalid only after receiving the final payment.
5. Note that the seller is not a simple cooperation, so we must protect our own interests. You can check the "Credit Link" incident in Guangzhou online, which will warn the seller.
6. Also, if you don't accept the house payment, you must not give it to the buyer (it will be difficult to arrest people then); Don't sign a notarization agreement with anyone, such as "entrusting the whole transfer and collecting the house payment"