No annual review was conducted. The time and time limit for the annual inspection of loan cards shall be stipulated by the People's Bank of China. Without the annual inspection, there will be the contract status of the card that has not been inspected, and it is impossible to lend money, so the card needs to be inspected. The loan card will be suspended if it is not inspected for one year, and will be revoked if it is not inspected for two years.