Taiyuan provident fund loans can be loaned for up to 30 years, but not more than 5 years after the borrower's statutory retirement age.

Taiyuan provident fund loan application conditions

1, with urban permanent residence or other valid residence status;

2, the normal deposit of housing provident fund for more than six months, and the balance of housing provident fund account should reach the amount stipulated by Xiangfan Housing Provident Fund Management Center;

3, the purchase of self-occupied ordinary housing and can provide the purchase contract or agreement according to law;

4. The down payment accounts for not less than 30% of the total house price (including 30%, the same below), and the down payment ratio for low-income families to purchase self-occupied housing is not less than 20%;

5. Have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan;

6. Other conditions stipulated by Xiangfan Housing Provident Fund Management Center according to law.