1. Valid ID card: the original and photocopy of the ID card of the lender and its spouse (if single, single certificate is required). If it is lost, invalid or cannot be produced under special circumstances, some banks or institutions that handle car loans can accept temporary identification.

2. Hukou Book: the first page of Hukou Book and the lender page.

3. Marriage certificate: marriage certificate or divorce certificate (divorce agreement or divorce judgment notarized by notary office). Generally, both husband and wife need to sign, and divorce requires property judgment.

4. Proof of residence: invoices for utilities or lease contracts or temporary residence permits in the last 3 to 6 months.

5. Work certificate: the work (and income) certificate stamped by the unit, and the original and photocopy of the business license provided by the enterprise legal person (it is generally difficult to make credit without employment, except personal mortgage and guarantee).

6. proof of income: information that can prove your monthly income, the bank needs to verify your repayment ability.