You need to know the risks of aquaculture before lending. If you have no previous experience in aquaculture, it is recommended to work and study in aquaculture industry first. The threshold of aquaculture is low, but it is very risky for inexperienced people to engage in large-scale aquaculture.

There are two kinds of loans, one is unsecured, and the forms of loans are wage flow, enterprise flow and insurance policy.

Mortgaged assets are generally assets with clearly recognized value through real estate, vehicles and so on.

Mortgage interest is lower than unsecured interest. Because its risk is low.

Loans are recommended to banks, consumer finance companies, small loan companies and internet small loan companies (companies that must have loan licenses).

Pay attention to the fact that there is no upfront fee for the loan to prevent the three parties from deducting the fee privately. Don't easily inquire about the credit information from the loan company (if you explicitly inquire again, you may not be able to apply for a loan in the near future if you inquire too many times).

Generally, you need the original and photocopy of your ID card. If you have mortgage (mortgage proof materials), some household registration books, some guarantors, marriage certificates, mobile phone numbers and other materials.