1. Determine the house transaction price after the seller and the buyer reach the transfer agreement;
2. Go to the house registration and certification hall to sign online, and provide the original identity certificates of the buyer and the seller and the house ownership certificate;
3. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house;
4. Go through the formalities of property right transfer and transfer. After the Buyer and the Seller complete the property right transfer registration in the house registration hall, the Buyer will go to the house registration hall again to get the certificate with the Notice of Getting the Property Ownership Certificate after 10 working days;
5. The bank reviews the buyer's credit standing, evaluates the houses that both parties want to trade, so as to determine the buyer's loan amount, and then approves the buyer's loan. After the two parties complete the change of property rights registration, the bank will issue a one-time loan;
6. After the seller delivers the house and settles all the property fees, the house purchase and sale transactions of both parties are completed.
The materials required for housing transactions are as follows:
1. The materials that the seller needs to provide, such as the property owner's ID card, household registration book, house ownership certificate, original purchase invoice, original purchase contract, statement of the property owner, copy of marriage certificate, seal of the property owner, land use right certificate, purchased public houses, house purchase at cost price, house purchase at preferential price, house delivery in the center, affordable housing, etc. , the sale and transfer should also provide the relevant approval and application procedures;
2. The materials that the buyer needs to provide, such as the buyer's ID card, household registration book and seal; Foreigners need to provide passports, residence permits and proof of work units; People from Hong Kong, Macao and Taiwan need to provide ID cards, home visit permits, foreign approval forms, sales contracts, and if they need loans to buy houses, they also need to provide relevant procedures required by loan banks.
Legal basis:
Article 22 1 of the Civil Code of People's Republic of China (PRC).
In order to ensure the realization of property rights in the future, when signing a house sale agreement or other real estate property rights agreement, the parties may apply to the registration agency for advance registration as agreed. After the advance notice registration, if the obligee without advance notice registration agrees to dispose of the real estate, the real right effect will not occur.
After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 90 days from the date when the real estate registration can be carried out, and the advance notice registration is invalid.