However, it should be noted that in most cases, Gitzo's arrears will not be filed, but in some special circumstances, people who do not repay their debts may touch the crime of loan fraud.
According to the national laws and regulations, loans of more than 10,000 yuan are relatively large and can be put on file for investigation. Because Gitzo is a financial institution with a consumer finance license, we should also avoid touching the crime of loan fraud when using Gitzo.
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Possible consequences of overdue payment of money owed to Gitzo:
1, high penalty interest
If the money owed to Gitzo is not paid back, the first consequence is penalty interest. Gitzo's loan interest rate is high, and the penalty interest for not paying back the money signed by Gitzo is increased by more than 30%-50% on the basis of the original interest rate of Gitzo loan.
2. Personal life is affected.
If the money owed to Gitzo is not returned, Gitzo will hand over the collection work to a special collection agency in addition to repeated collection. A large amount will even come to the door to communicate the debt problem, and even go to the company for collection.
3. Future loans will be affected.
In addition to the penalty interest, the bad information records generated after the overdue period will affect the future loan credit card. Moreover, the most important thing is that in the personal credit report of the central bank, the money owed to Gitzo will be collected by a meeting, and the personal credit stain will be retained for five years.
The defendant went to court.
If the money owed by the lender to Gitzo is overdue for more than three months, Gitzo will bring a lawsuit to the court according to the loan contract, and the court will take industrial preservation measures to freeze all bank accounts of the lender and seal up the mortgage industry.
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