1. How can I get a loan for a one-off second-hand house?

The second-hand house that has paid off the loan means that the red book is in hand. If you want to use this house as collateral to get a loan from the bank, it is a consumer loan, and the interest rate of the consumer loan will rise by about 2%. The maximum number of floors can be loaned to 5-7 floors, and the service life is 1 years. The specific data depends on your credit information and repayment ability. There is also an operating loan, which requires the existence of a company, and the maximum loan amount can be 1.2, accompanied by the evaluation value of the real estate bank. This loan must be paid off once a year. There is also a decoration loan, and the maximum decoration loan can be 5, yuan per square meter. If you still have any questions, you can call the real estate expert Qin Sheng at 135915221

. Second, after buying a second-hand house in one lump sum, can you still borrow again?

mortgage loan for house purchase and disinfection loan are more beneficial than mortgage loan for house purchase. After the transfer of the second-hand house you bought is completed, you can go to the bank to apply for mortgage loan for house consumption. Although the regulations of different cities are slightly different, they are basically

3. What about the second-hand house loan that is paid in one lump sum

All loans

Since it is a one-time payment, you can't take out the mortgage.

You can negotiate with the seller and apply for a commercial loan or provident fund loan after the down payment. This has the same effect as one-time payment. When you go through the transfer formalities, you only need to transfer the loan to the seller in one lump sum, and then you can repay it to the bank every month.

if the seller insists on not agreeing, you can only borrow money or find a seller who is willing to lend.