The gift transfer procedure is as follows:
1, gift letter. A gift book is a written contract signed by the donor and the recipient to donate property. According to state regulations, property gift contracts must be signed in written form;
2. Pay the fee. The transfer of donated property is exempted from the business tax of the donor, but the donee still needs to pay the transfer fee such as deed tax. When paying the transfer fee, the donor needs to hold the house ownership certificate, the gift contract and other materials to the real estate transaction department to pay the fee;
3. notarization. According to the relevant regulations of the state, the house gift must be notarized. Handling fee: the gift notarization fee is 2% of the appraisal price;
4. handle the transfer of property rights. In the process of real estate gift registration, both parties shall apply to the real estate transaction institution where the house is located at the same time and handle the registration of property right transfer, and submit corresponding materials, including transfer application, ID card, real estate title certificate, gift certificate, notarial certificate and tax bill;
5. The donor delivers the house to the donee.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 406
During the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected. Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of the mortgaged property may damage the mortgage right, he may require the mortgagor to pay off the debt or deposit the proceeds of the transfer in advance with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.