Hello, many online platforms have launched unsecured and unsecured loans. Baidu spending money is such a platform. Auditing information is very simple, mainly your personal credit. This kind of credit also has an impact on the loan amount. In fact, personal credit can also prove whether users have the ability to borrow. If you have money, you can spend this platform to lend money in 3 minutes at the earliest, with a maximum amount of 300,000. I hope my answer is helpful to you.