The maximum daily transfer-in and transfer-out limit for Class II cards is 10000 RMB, and the cumulative transfer-in and transfer-out limit is 200,000 RMB per year. If it is the same bank, there is no upper limit for the transfer of the first-class card and the second-class card of the same cardholder. The country requires that the same user in the same bank has only one first-class card, and then the second-class card and the third-class card are the second-class cards.