1. Agricultural Bank of China mortgage loan

Required application materials:

(1) Identity cards, household registration books or valid residence certificates of the borrower and spouse, Proof of residential address and marriage status;

(2) Proof of the borrower’s spouse’s commitment to repay the loan together;

(3) Business license for production and operation, license to engage in production and operation If operating as a business entity, the original and copy of the business license from the relevant administrative department shall be provided; for a partnership or corporate enterprise, the enterprise partnership agreement or articles of association, capital verification report, and original and copy of the capital contribution agreement shall also be provided;

(4) Proof of loan purpose (such as purchase contract, etc.);

(5) Tax payment certificate for production and business activities;

(6) The borrower obtains pledge and mortgage loan amount Required pledge rights certificates, list of mortgage (pledged) objects and ownership certification documents, written documents of the owner and property owner agreeing to the pledge and mortgage;

(7) Bank-recognized Collateral valuation report issued by the appraisal department;

(8) Other information required by the bank.

Processing process:

1. Customer application. The customer applies to the bank, fills in the application form in writing, and submits relevant information;

2. Sign the contract. After the bank investigates and approves the application materials submitted by the borrower, the two parties sign a loan contract and a guarantee contract, and handle relevant notarization and mortgage registration procedures as appropriate;

3. Grant the loan. For loans approved by the bank, after all procedures are completed, the bank will issue the loan to the borrower's designated personal settlement account by transfer.

2. Agricultural Bank of China passbook mortgage loan repayment process?

The Agricultural Bank of China generally repays the loan with interest within one year (including one year); if the term is more than one year, the repayment method is overdue loans, and the repayment method is automatically adjusted to Interest is settled on a quarterly basis (March, June, September, December) to

3. How to activate third-party payment of Agricultural Bank of China?

Users can bring their credit card, valid ID, mobile phone, and K-bao to the business hall of the Agricultural Bank of China and ask the staff at the counter to handle the online payment function. Or users can directly bind the Agricultural Bank of China credit card to third-party payment platforms such as Alipay, JD.com, WeChat, and UnionPay QuickPass. In this case, there is no need to activate it. You can directly bind it and agree to the agreement before using it.

IV. Agricultural Bank of China’s three-party mortgage loan process

1. The borrower submits a loan application to the Agricultural Bank of China;

2. After investigation, review and approval, Open a deposit account or bank card at the Agricultural Bank of China, and go to the housing management department to apply for property evaluation. If the operating loan amount is 50,000 yuan per month, you should also apply for a loan card;

3. Borrower and mortgagor The husband and wife should go to the Agricultural Bank of China to sign the maximum amount of mortgage contract and loan contract with the appraised property rights certificate, identity certificate, marriage certificate, and relevant loan purpose certificates, and handle the mortgage contract registration and insurance procedures;

4 .After the lending bank completes the above procedures, it will issue the loan on the same day and transfer the money to the borrower's deposit account or bank card opened at Agricultural Bank of China;

5. At the end of each month (quarter) of the borrower Deposit sufficient amount into your wealth management card account before the 20th to pay each repayment amount, and settle all principal and interest on the due date;

6. After the loan is repaid, the lending bank will cancel the collateral and return it to the applicant.