Because apartment loans are commercial loans, the difference from residential loans lies in the loan term and loan interest rate.

The term of commercial loan is 10 year, the loan interest rate rises by about 30%, and the actual transaction interest rate is about 6.37%.

Residential housing is an ordinary housing loan. The first loan rose by 5%- 10%, and the second loan rose by about 10%- 15%. The loan term is 25 years.