With the continuous development of the Internet, many industries have started to connect with the Internet, thus providing convenience for their own users. Then online lending is also a product of the development of the Internet.
After the emergence of online loans, users who need to borrow money can apply for loans directly online without offline loans, which shortens the loan time and simplifies the loan application. It is precisely because online lending has brought convenience to users that many users will give priority to online lending when funds are tight.
At present, there are many kinds of online loan products on the market, and many new loans appear every year. Therefore, for the sake of safety, users will know in advance what kind of loan they choose when lending.
Recently, some users asked "dandelion loan" is reliable? Let me take you to know about it.
Dandelion loan is a pure credit loan. At present, it mainly provides users with micro-credit loans of 1.200 yuan-3,000 yuan. According to the official introduction of Dandelion app, the loan interest of Dandelion Loan is charged at the daily interest rate of 0.05%, and the loan term is generally around 7-28 days.
Users who want to apply for a loan in Dandelion Loan need to meet the following loan conditions:
1. The sesame credit score of the loan applicant needs to be above 600;
2. The borrower has opened the flower garden of Alipay, and there is no record of overdue repayment of the flower garden;
3. The loan applicant must have the mobile phone number of the real name registration system that has been used for more than 6 months.
Users who generally meet the above loan conditions can download Dandelion Loan app to apply for loans. Dandelion loan will be reviewed after receiving the user's loan application, and the payment can be made within 30 minutes at the earliest.
Although according to the official introduction of dandelion loan, the loan interest rate of dandelion loan is not very high, and it is a relatively reliable loan.
However, some users who have made loans in Dandelion said that although the loan interest is not very high, there are cases of beheading interest. They borrowed 1.500 yuan from Dandelion, and only got a line of 1.050 yuan. Dandelion loan charges 450 yuan beheading interest.
So in this way, the loan interest rate of dandelion loan is actually not very low, or even very high. Therefore, users should be cautious when applying for dandelion loans. They should find out the specific charges before lending. If there is any illegal loan behavior, you can complain to the relevant departments.