As a bank with regional characteristics, Chongqing Fumin Bank is unknown or even unheard of by many people. But recently, many users have asked why Chongqing Fumin Bank is on my credit report. Then next, Cai will briefly talk about this issue.

Why is Chongqing Fumin Bank on my credit report?

1. The loan applied for is issued by Chongqing Fumin Bank. For example, when some users apply for products such as Tang Duoduo and Xiaomi Loan, the matching lender is Chongqing Fumin Bank, which will naturally be displayed in the credit report. In addition, most platforms cooperate with many financial institutions, and the matching is random, so different users will apply to the same institution, but the records on the credit report show different situations.

2. Fumin Bank itself has its own loan products, such as Fumin Loan, which is a personal consumption loan product. Users can apply for points across the board and pay them back with points. In addition, there is a full line of personal loan products specifically for small and micro business owners. In other words, if a user applies for a personal loan or a commercial loan from Chongqing Fumin Bank, then the loan record will be displayed on the natural credit report, which is nothing unusual.

The above is Yi Xinjun's question about "Why is Chongqing Fumin Bank on my credit report?" I hope it helps after reading it. Generally speaking, the reason why this happens is mainly because users have applied for products loaned by Chongqing Fumin Bank, including self-operated and cooperative products, and users only need to ensure that the loans are returned on time without overdue.