1. Does the boss of this company have a long-term plan and a deep understanding of the industry, and is the company's development thinking sustainable? It is very dangerous for a person in charge not to have a reasonable plan for the development of the company. Don't tell me what you can do with tens of millions of dollars, and whether you have the ability to raise funds at any time, especially when the company's capital chain is broken.

2. Whether the actual controller of the online lending platform has a stable business should have a stable business and a stable cash flow every month. Many companies are virtual registered capital and have no stable cash flow.

3. Does the person in charge of the online lending platform have the experience and ability to manage the company? Excellent online lending platform is a sustainable online lending platform, and it must have the vision and ability of sustainable development. Many online lending platforms have high interest rates, with monthly interest rates of 3-6%. Can this platform continue to develop?