Usually 30% of the down payment. 400,000 cars, the down payment is about120,000, the loan is 280,000, the monthly payment is 87 17, the three-year payment is 3 13830, the three-year interest is 33,830, and the monthly interest is 939. You need to provide a copy of your personal ID card, a copy of your real estate license, proof of income, water and residence. Bank statement, car purchase contract; Loans can only be made in the name of individuals, not in the name of companies. Maybe different places need different materials. After these materials are handed in, the loan can be released in about a week.