1 year, with annual interest rate of 2.10%; 2 years, with an annual interest rate of 2.60%;

50,000 deposit: 3-year term, annual interest rate of 3.25%;

50 yuan's six-month time deposit rate was raised from 1.755% to 1.8%, with a slight increase of 0.045 percentage point, and the three-month time deposit rate was raised from 1.485% to 1.6%, with an increase of 0.1.

One-year interest of ICBC

Calculated by the principal of 654.38+00000 yuan, the interest deposited in ICBC in different periods and in different ways in the last year is quite different;

(1) Duration: 10000*0.3%=30 yuan, with only 30 yuan interest for one year;

(2) The deposit term is three months:10000 *1.35% = 135 yuan, with annual interest135 yuan;

(3) Deposit for six months:10000 *1.55% = 155 yuan, annual interest155 yuan;

(4) One-year term:10000 * 2.10% = 2 10 yuan, with annual interest of 210 yuan;

(5) Deposit for two years: 10000*2.25%=225 yuan, with annual interest of 225 yuan;

(6) The term of deposit is three years: 10000*2.75%=275 yuan, with annual interest of 275 yuan;

The interest rate of ICBC's certificates of deposit is slightly higher than that of ordinary time deposits, with a minimum principal of 200,000 yuan.

The interest rate of ICBC's certificates of deposit is RMB 200,000.

Large deposit certificate:

200,000 yuan subscription: 1 month, annual interest rate1.70%; 3-month term, annual interest rate1.70%;

6-month term, annual interest rate1.90%; 1 year, with annual interest rate of 2.10%;

250,000 yuan subscription: 2-year annual interest rate of 2.70%.

Subscription of 300,000 yuan: 3.35% annual interest rate.

Industrial and Commercial Bank of China

If the prepayment is less than one year, 5% of the prepayment amount will be charged as liquidated damages.

If the loan is repaid in advance after one year, no penalty will be charged.

The issuance of certificates of deposit cannot be issued at will, and it can only be issued after certain conditions are met, and the interest rates are also different. The law will also strictly supervise and regulate this issue.

People's Republic of China (PRC) Civil Code

Article 530 Creditors may refuse the debtor to perform the debt in advance, unless it does not harm the creditors' interests.

The expenses incurred by the creditor due to the debtor's early performance of the debt shall be borne by the debtor.

Article 677 Where the borrower prepays the loan, unless otherwise agreed by the parties, the interest shall be calculated according to the actual loan term.