About 395 yuan.

The monthly interest is about 395. If you borrow 200,000 yuan from the bank, the base annual interest rate for a short-term loan within one year is 4.35. The monthly interest for a loan of 200,000 yuan is 200,000*4.35/12=395 yuan. .

The loan interest rates of other banks will fluctuate up and down the interest rates of Bank of China. For specific details, you need to consult the relevant banks.