Hello! To calculate the monthly loan repayment amount, in addition to the loan amount, loan term, and annual interest rate of the loan, you also need to know the repayment method.

1. Repayment of equal principal and interest: monthly payment is 1,466.38 yuan; total interest in 15 years is 63,948.49 yuan.

Since the interest decreases every month, the annual interest amount is variable. The first month is 645.00 yuan and the last month is 4.71 yuan.

2. Equal principal repayment: the first month’s interest is 645.00 yuan; the last month’s interest is 3.58 yuan.

You can also try out the personal loan calculator: /CmbWebPubInfo/Cal_Loan_Per.aspx?chnl=dkjsq