The different nature of land is also the main difference between these two kinds of houses with property rights. A 70-year-old house is basically a general service life mainly used for civil houses. However, houses with 40-year property rights are mainly provided by non-residential owners for business, entertainment, tourism and other activities. However, there is no difference in the title certificate. The difference lies in the service life of the household registration book, one is 40 years and the other is 70 years.

2. Different house prices

Because of the different nature of the two types of land, their construction costs are also different. The land acquisition cost of a house in 70 years is the highest, and the land acquisition cost of a house in 40 years is correspondingly lower. Therefore, the corresponding house price is a house with 70 years of property rights, which is higher than a house with 40 years of property rights.

3. The settlement situation is different

A 70-year-old house is a residential property that can be settled, and a 40-year-old house is a commercial office property that cannot be settled. If you want to settle down for your children to go to school in the future, you should consider and compare these two types of apartments.

4. Loans are used for different purposes.

A 70-year house can be loaned for 30 years at the longest, and a commercial house can only be loaned for 10 years at the longest. Moreover, 40-year-old property houses cannot use provident fund loans, and the down payment and interest rate of commercial loans are much higher, with a down payment of at least 50%. Another problem is that even if you apply for a commercial loan, there are many problems and it is not so easy to get it.

5, the cost of living is different

The biggest difference between 40 and 70 lies in water and electricity. Commercial housing with 40-year property rights is commercial hydropower, so it is more expensive than a 70-year house.

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