Can the house being mortgaged be mortgaged?
In principle, the mortgaged house is in a mortgaged state. According to the current credit policy, it is impossible to mortgage again. But as the saying goes, there are policies above and countermeasures below. We can use some reasonable means to achieve the purpose of remortgage.
How to apply for a mortgage loan for a mortgaged house?
First of all, many small loan companies accept this business if the unexpected handling by banks is considered. The threshold of small loan companies is usually not as high as that of banks, and they are private enterprises and do not need to be bound by too many policies. However, the amount may not be too high and the interest will not be too low.
In addition, for friends who only consider handling loans in banks, they can only use third-party guarantee companies. First, find a professional and guaranteed third-party guarantee company, who will initially review the loan qualification. If there is no problem, the guarantee company will advance the money to pay off the remaining mortgage for you, and then you can get back the mortgage of the house. Then go to the bank to apply for a mortgage loan, and after getting the loan, repay the part contributed by the guarantee company and pay a certain service fee. At present, this is a relatively compromise and policy-oriented method.
What should I pay attention to when applying for mortgage loan?
It should be noted that the mortgaged house is mortgaged again, which means that the borrower's debt has increased. Before handling it, you need to fully investigate your actual situation before deciding whether to handle it.
So friends no longer have to worry about whether the mortgaged house can be mortgaged.