Detailed description:

1. Four days in loans overdue means that the borrower fails to repay the loan on time within four days after the agreed repayment date.

2. Within four days of overdue, the borrower may face some consequences and penalties, such as default interest and overdue fees.

3. Banks generally calculate the penalty interest from the first day after overdue, and determine the specific penalty interest amount according to the length of overdue time.

4. During the overdue period, the bank can contact the borrower by telephone or SMS. Supervise the repayment and remind them to bear the corresponding overdue fees.

If the borrower fails to repay the debt within the time limit, the bank may take further legal measures to recover the debt, such as suing and applying for enforcement.

Summary:

It is OK for Dongguan Bank to stay in loans overdue for four days, but borrowers need to pay attention to the consequences and penalties caused by overdue. It is an important measure to communicate with the bank in time and repay the overdue money as soon as possible to avoid the expansion of losses.

Extended data:

Overdue repayment will not only increase extra expenses, but also have a negative impact on personal credit records, thus affecting future lending and loan interest rates. Therefore, when signing a loan contract, the borrower should clearly understand the repayment date and related regulations and abide by the contract.

Please note: