1. Bring valid personal identification and vehicle registration to the lending institution for application;
2. Submit materials to employees and fill in the loan application and loan contract;
3 loan amount, repayment method, loan interest rate, loan term and other information should be clear;
4. Bring information to the local vehicle management office for mortgage registration;
5, lending institutions to review the application materials;
6. After approval, you can go through the lending procedures;
7. The borrower repays the loan in full and on time as agreed;
8. After all the loans are paid off, you can go to the vehicle management office to issue a loan repayment certificate to the bank and cancel the vehicle mortgage information.
How to deal with automobile mortgage?
1. The borrower applies to the lending institution for automobile mortgage, then fills in the corresponding mortgage application form and submits relevant materials and certification materials;
2. The lending institution shall inspect the mortgaged vehicle, check whether the vehicle meets the requirements of vehicle mortgage loan, and check whether the vehicle and vehicle materials have been mortgaged.
3. automobile mortgage applicants need to bring personal valid ID card, vehicle registration certificate, driving license and insurance policy and other related materials to the lending institution for formalities;
4. The lending institution will review and investigate the application materials submitted by the applicant and whether the applicant meets the application conditions. If it passes the examination, the lending institution will sign a loan contract and a guarantee contract for the applicant;
5. After all formalities are completed, the lending institution will issue loans according to the terms agreed in the contract;
6. The borrower shall fulfill the repayment obligation and repay the loan principal and interest according to the repayment method and plan agreed in this contract.