Simple loan

The loan interest rate within 6 months (including 6 months) is 5.60%.

The loan interest rate from 6 months to 1 year (including 1 year) is 6.00%.

The loan interest rate of 1 to 3 years (including 3 years) is 6. 15%.

The loan interest rate for three to five years (including five years) is 6.40%.

The interest rate for loans over five years is 6.55%.

Provident fund loan

The interest rate of provident fund loans for less than 5 years (including 5 years) is 4.00%.

The interest rate of provident fund loans for more than 5 years is 4.50%.