It's totally different. There are many kinds of microfinance. At present, there are small loans for small and medium-sized enterprises and individuals. Loans for individuals are also called small loans, and the general amount is between 2000 and 20000. Generally, the amount of micro-loan in enterprises is between 2W and 20W, and installment payment is only one of the repayment methods after loan. For example, a 20w loan, 12 installments, is called installment payment.