In addition, although the Meituan loan page shows the minimum daily interest rate of 0.02%, not everyone can get such a low interest rate. In fact, most users apply for a daily interest rate of 0.05%. As far as the general interest rate comparison is concerned, Meituan borrows money slightly higher than Lending Bao. Basically, the same type of lending platform is calculated on a daily basis, and the interest rate is similar. The specific interest rate depends on the applicant's qualifications.
According to the reference, the interest of the US Mission is not high. However, the official side of Meituan explained that the interest level of Meituan's borrowing money is determined according to the borrower's credit level, and the applicant's qualification determines the interest.
On the other hand, some online users who borrowed money from Meituan said that the daily interest rate of borrowing money suddenly rose from 0.05% to 0.07% now. This sudden increase in interest rates is not a case. The official answer of Meituan is that because the credit status of some users fluctuates, the interest on borrowing money will also fluctuate.
Mobile phone model: Red Rice Note 10Pro Meituan 2.0
1. Meituan borrows money very formally and reliably. At present, the online loan products on the market are basically formal, because the informal online loan products have been rectified. From the perspective of capital security, it is indeed reliable for the US Mission to borrow money. There is loan information for Meituan to borrow money online. Meituan's borrowing money is actually a loan supermarket, which can also be understood as a third-party loan platform. The interest rates of many loan products here are very high, and some have reached 30%.
2. Meituan borrowing money is a credit product, which is generally applicable to consumer loans. For many users, some people's personal credit situation is not good, there is no way to apply for bank loans, so they have to choose to apply for such online loans. On the other hand, if we frequently apply for such online loans, our personal credit status will only get worse and worse, and our financial status will also get worse and worse.