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Why does Ping An Pratt & Whitney pay back the money by electronic receipt?
As a loan voucher and repayment plan in case of emergency.

The electronic receipt is an electronic document issued by the bank to the customer after the customer applies for a loan at the bank counter or online banking, which contains detailed information of the loan, including loan amount, interest rate, term, repayment date, repayment amount, etc. , and can be used as a loan voucher and repayment plan.