Policy loan conditions:
The applicant should have a good credit record;
Aged between 25 and 55;
Apply for long-term residence in this city and work in the current unit for more than 6 months;
China residents (except Hong Kong, Macao and Taiwan);
The salary is above 2000 yuan/month.
Policy loan process:
Prepare all materials required for the loan, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original insurance policy, the bank card number and the information designated by the insurance company, and apply for the loan at the counter of the life insurance company;
Counter personnel accept applications and review materials;
After approval, the insurance company determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy is left to the insurance company as collateral, and the insurance company issues loans.
Policy loan information:
Original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared);
Original insurance policy;
Bank flowing water;
Information required by the insurance company.