1, identity does not match.
At present, not all small and medium-sized enterprises can apply for loans through online business loans. Generally speaking, only Alibaba's partners can apply for online business loans, such as Taobao shop owners and Alibaba service providers.
2. Poor credit
The credit requirements of online business loans are strict, not only the credit of enterprises, but also the credit of business owners themselves must be good. If an enterprise or individual leaves a stain on the central bank's credit information system and sesame credit score, it will prompt that "online business loans can't provide you with loans for the time being".
3. Fuck oak parts
To apply for online business loans, everyone's business must be in good operating condition, with stable income and sufficient cash flow. Otherwise, everyone will receive a prompt that "online business loans can't provide you with loans for the time being".
Extended data:
solution
1, improve management level
The online merchant loan shows that the loan cannot be provided for the time being. It is very likely that your business operation level is not up to standard. In the future, you need to work hard to run the enterprise and further improve the daily flow of the enterprise.
2. Credit history
If you want to successfully open online business loans, you must have a good credit record. Therefore, business owners and enterprises must pay attention to protecting credit and ensure timely performance.
3. Preferential interest rate
The favorable rate of enterprises is also very important for opening online business loans. For enterprises that open online stores, we must pay attention to maintaining the daily services of online loans and try our best to provide satisfactory services for customer service.
4. Refund rate
In online business loans, the refund rate of enterprises is also an important reference index. For enterprises whose online loans show that they can't provide loans for you temporarily, try to reduce their customer refund rate.
Second, Alipay's online loan suddenly failed, indicating that it is temporarily unable to provide you with loans. What is the reason?
1, identity
At present, not all small and medium-sized enterprises can apply for loans through online business loans. Generally speaking, only Alibaba's partners can apply for online business loans, such as Taobao shop owners and Alibaba service providers.
2. Poor credit
The credit requirements of online business loans are strict, not only the credit of enterprises, but also the credit of business owners themselves must be good. If an enterprise or individual leaves a stain on the central bank's credit information system and sesame credit score, it will prompt that "online business loans can't provide you with loans for the time being".
3. Fuck oak parts
To apply for online business loans, everyone's business must have income and sufficient cash flow. Otherwise, everyone will be prompted.
Extended data:
solution
1、
Online business loans show that the business level of enterprises that are temporarily incapable is not up to standard. In the following days, you need to work hard to spend your daily flow.
2. Credit history
If you want to successfully open online business loans, you must have a good credit record. Therefore, business owners and enterprises must pay attention to protecting credit and ensuring punctuality.
3. Preferential interest rate
The favorable rate of enterprises is also very important for opening online business loans. For enterprises that open online stores, we must pay attention to maintaining the network volume and provide satisfactory service to customer service.
4. Refund rate
In online business loans, the refund rate of enterprises is also very important. Enterprises that are temporarily unable to provide you with loans should try to reduce the customer refund rate.
3. What do you mean that online merchant loans are temporarily unable to provide services?
The temporary inability of online merchant loans to provide services is the reason why customers' qualifications can not meet the requirements of the platform for the time being. As a formal personal business loan, online merchant loan has very strict requirements on the qualifications of customers and shops, and it needs to meet the requirements of the platform to obtain the loan amount.
Customers who want to obtain the online merchant loan amount can help themselves to open the online merchant loan amount from the following points.
First, keep a good credit record.
Second, increase your income.
Third, reduce your debt ratio.
Fourth, use Alipay to handle business.
Fifth, buy some wealth management on Alipay.
Sixth, upload some asset information.
Seventh, increase store operation data.
Eight, improve the sesame score.