Users who have paid housing provident fund will give priority to housing provident fund loans when handling mortgages. After all, the interest rate of housing provident fund loans is lower than that of commercial loans, which can help users save a lot of mortgage interest expenses. The amount of provident fund loans is largely related to the account balance of provident fund, so how much can 1 10,000 provident fund loans be borrowed? Let's get to know each other.

How much can I borrow from a ten thousand provident fund loan?

Usually, the loan amount of the provident fund is determined according to a certain multiple of the balance of the provident fund account, and the multiple of the provident fund loan is determined by the housing provident fund management center, which is usually 15 to 20 times, which means that when the balance of the provident fund account is 1 10,000, the loan amount is generally between150,000 and 200,000. If both husband and wife apply for the provident fund loan amount, the loan amount can generally be increased by150,000.

In principle, when applying for provident fund loans, the higher the balance of the provident fund account, the higher the loan amount. In addition, you need to apply for provident fund loans. When applying for a loan, the provident fund must be in a normal deposit state. You can't apply for a provident fund loan if your mortgage has been cut off.

Of course, different regions have different provisions on the amount of provident fund loans, so when applying for loans, the provisions of the local provident fund management center should prevail. If you want to apply for as many loan lines as possible, you still have to find ways to increase the balance of your personal provident fund account.

The above is the introduction of the relevant contents of 1 10,000 provident fund loan, hoping to help.