No, according to Zheng Tai Group official website. Taiji photovoltaic electronic wallet is a current fund management tool, and the corresponding monetary fund income can be obtained by depositing money into the electronic wallet, so Taiji photovoltaic electronic wallet is not a loan. The full name of Taiji Photovoltaic is Zheng Taian Neng Digital Energy Co., Ltd., which was established on August 4, 20 15, and its business scope covers the installation, maintenance and testing of power transmission and transformation, power supply and power reception facilities.