Current location - Loan Platform Complete Network - Loan intermediary - National regulatory policies on real estate
National regulatory policies on real estate

1. The latest national policies on real estate 2022 1. Preferential tax policies. The Ministry of Finance, the State Administration of Taxation, and the Ministry of Housing and Urban-Rural Development jointly issued a notice to adjust the deed tax and business tax in real estate transactions starting from February 22. preferential policies. 2. Encourage both renting and selling. Relevant departments will provide subsidy policies based on the housing rental situation and encourage institutional investors to turn inventory houses into rental market sources, thereby reducing inventory. 3. With the new policy on residence permits, the threshold for applying for a residence permit has been lowered. As long as you have lived in the business location for half a year (in some areas), you can get a residence permit. The residence card should provide benefits for the applicant's employment, social security, points settlement and provident fund, etc. It will also be easier to settle down and buy a house in the future. 4. Adjust the interest rate of provident fund loans. In 2015, the central bank cut interest rates five times in a row. The pressure on home buyers to buy a house has really been reduced. Home buyers can save hundreds of thousands in interest if they buy a house in Beijing. Some home buyers who carry the burden of being a house slave can reduce a lot of loan repayment pressure. At present, provident fund loans with a term of less than five years have an interest rate of 0. Provident fund loans with a term of more than five years have an interest rate of . At present, various localities are also stepping up their efforts to introduce various subsidy policies for migrant workers to buy houses in cities. Henan was the first to introduce a subsidy policy for migrant workers to buy houses in cities: migrant workers can enjoy a subsidy of 200 yuan per square meter when buying houses in cities, which saves migrant workers part of the cost of buying a house. 6. Household registration system reform. Household registration system reform has become an important means of destocking in various places. Therefore, the Shanghai government work report clearly stated that the focus of urban construction should be shifted to the suburbs and further improve the level of urban development; the Hebei provincial government work report proposed that by 2020, the urbanization rate of the registered population and permanent population will reach 48 and 67 respectively. 7. The down payment of the loan is reduced for provident fund loans: the down payment for the first home is 20; the down payment for the second home loan is 20, and in some cities, the down payment is 30. Commercial loan: down payment of RMB 25 for the first home, RMB 20 in some cities; down payment of RMB 30 for the second home. 2. What are the latest price-limited housing policies? There is no unified price-limited housing policy in my country. Each province and city has different price-limited housing policies, and the objects that can apply for price-limited housing are also different. Generally, this policy has The housing security center of the local housing and construction department formulates and publishes it on the official website. Buyers of limited-price houses are not allowed to transfer the purchased house within five years after obtaining the house ownership certificate. If it is really necessary to transfer, you can apply for repurchase to the housing security management department of the district or county where your household registration is located. The repurchase price will be determined based on the original price and taking into account factors such as depreciation and price levels. The repurchased housing will continue to be used as limited-price commodity housing to be supplied to eligible families. . 3. What are the tax policies for real estate enterprises? 1. Land use tax: If the land use right is obtained for a fee through assignment or transfer, the transferee shall pay urban land use tax starting from the month after the land delivery time stipulated in the contract; the contract does not stipulate that If the land is delivered within a certain period of time, the transferee shall pay urban land use tax from the month following the signing of the contract. Land use tax is calculated based on the land area actually occupied by the taxpayer and is calculated and levied in accordance with the prescribed tax rate (refer to local regulations for specific tax rates). 2. Stamp tax (land grant or transfer contract): Stamp tax is levied on land use rights transfer contracts and land use rights transfer contracts based on the property rights transfer documents, and a decal of 50,000% of the amount stated. 3. Deed tax: The tax basis for the transfer of state-owned land use rights, the sale of land use rights, and the sale of houses is the transaction price. The current deed tax rate stipulated in Jiangsu Province is 3. The time when the deed tax liability arises is the day when the taxpayer signs a land or house ownership transfer contract, or the day when the taxpayer obtains other certificates with the nature of a land or house ownership transfer contract.