If the amount of individual housing provident fund is not enough, you can withdraw your parents' provident fund. If the spouse, parents and children of the purchaser need to withdraw, they should provide the original and photocopy of the proof materials according to the following requirements: when the employee withdraws the balance of his housing provident fund account, his spouse, parents and children should provide the applicant's ID card, marriage certificate or household register at the same address and other valid relationship certificates when applying for withdrawing the housing provident fund according to regulations. You can withdraw your parents' provident fund, and the conditions for withdrawing the provident fund include

I. Category of housing consumption

1, purchase, build, renovate and overhaul owner-occupied housing; 2. Repay the principal and interest of housing loans with property rights; 3. I have paid the housing accumulation fund normally for 3 months in a row, and my spouse and I have no self-owned housing or rented housing in this city (including the main city, Xiaoshan District, Yuhang District and Fuyang District).

Second, non-housing consumption.

1, retired, resigned (resigned); 2, completely or partially lose the ability to work, and terminate the labor relationship with the unit; 3, the city registered permanent residence workers and their units after the termination of labor relations, not re employment for 5 years or men over 50 years of age, women over 45 years of age; 4. Employees who are not registered in this Municipality have not been re-employed in this Municipality after terminating their labor relations with their units; 5. Enjoy the urban minimum living guarantee; 6. Go abroad to settle down; 7. The employee dies or is declared dead. Can be extracted. If the employee's account balance is lower than the withdrawal limit, his parents and children can apply for withdrawal within the limit, and the total withdrawal amount of the employee, his parents and children shall not exceed the withdrawal limit. In addition, valid proof of relationship (such as marriage certificate, household registration book with the same address, birth certificate or one-child certificate) is required. If the children buy a house and meet the extraction conditions, they can withdraw their parents' provident fund. To buy a second-hand house and withdraw the housing accumulation fund, you need the following information: 1, the ownership certificate of the house that has been transferred to the property right department within one year (bring the original and copy it on A4 paper). 2. Deal with deed tax payment certificate or deed tax payment invoice within one year (bring the original and copy it on A4 paper). 3. House sales contract signed by the buyer and the seller (with original copy on A4 paper). 4, the applicant to extract the application. 5. Applicant's ID card (with original copy on A4 paper). 6. Fill in the unit name and employee name in the application for housing provident fund withdrawal. The withdrawal amount should be left blank first, and each page should be stamped with the official seal of the unit. If the spouse withdraws the housing accumulation fund at the same time for this reason, it is also necessary to provide proof of the spouse relationship with the purchaser (the marriage certificate or household registration book that can prove the above relationship carries the original, and the copy is made of A4 paper).

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!