According to your local standards, how many times a year do you accumulate provident fund? For example, if your monthly provident fund is in 400 yuan, with an annual provident fund of 4,800 yuan and an annual provident fund of 40 times (the specific figures are subject to your local regulations, which is just an example), then a * * * can apply for a provident fund loan of192,000 yuan, and the amount of the provident fund loan needs to be subject to the specific regulations of your local provident fund management center. The following information is related to Shenzhen Housing Provident Fund Management Center: Loan amount: 12 times of the balance of all applicants' housing provident fund accounts, and the following requirements shall be met: 1. The monthly repayment amount (the principal and interest calculated by the matching principal and interest repayment method) shall not exceed 50% of the applicant's housing provident fund deposit base. If there are * * * applicants and * * * applicants who have paid the housing provident fund in this city, the deposit base of the housing provident fund is the sum of the deposit base of the applicant and himself. Provident fund deposit base: the average monthly income of employees in the previous year. 2. Not higher than the difference between the total purchase price and the down payment. If the purchased house is a stock commercial house (second-hand house), the applicant shall entrust a real estate appraisal institution recognized by the Provident Fund Center to conduct a value appraisal, and take the low value of the contract price and the appraisal price as the total purchase price. The assessment fee shall be borne by the applicant. Legal basis: Notice of Xi Housing Provident Fund Management Center on Further Standardizing the Loan Amount of Individual Housing Provident Fund 1. If the borrower continuously pays the housing provident fund in full, the maximum loan amount shall not exceed 500,000 yuan; If the borrower and spouse deposit the housing provident fund in full and continuously at the same time, the maximum loan amount shall not exceed 700,000 yuan; Two, the first home loan amount does not exceed 70% of the total price of the purchased house, the second home loan amount does not exceed 50% of the total price of the purchased house, and the finely decorated house loan amount does not exceed 60% of the total price of the purchased house; Three, the loan amount is not higher than the amount determined according to the deposit time of the provident fund and the balance of the deposit account. If the spouse's provident fund deposit is abnormal, it will not be included in the spouse's provident fund.

2. Who knows if an individual pays the 550 yuan provident fund in a month, what is the total amount of the provident fund in that month? How big can the loan amount be?

Your company's number is 1 100, and the loan is still in the area.

3. Who knows what the total amount of provident fund is if an individual pays 550 yuan in a month? How big can the loan amount be?

Generally, half of each individual unit is 550550= 1 100. The loan amount depends on the regional regulations. Shanghai is like this: for borrowers who buy ordinary self-occupied housing for the first time and have two or more people participating in the loan, the maximum loan limit per household is still 600,000 yuan; If there is supplementary housing provident fund, the maximum loan limit for each household is still 800,000 yuan; For families with only one loan, the maximum loan limit is still 300,000 yuan; If there is a supplementary housing provident fund, the maximum loan limit is still 400 thousand yuan.

4. How much can I borrow by paying 500 provident fund every month?

The amount of provident fund loans varies from place to place.

Provident fund loan:

Materials required for housing provident fund loans:

1. Household registration book of the borrower and his spouse;

2. Resident identity cards of borrowers and their spouses;

3. Proof of the marital status of the borrower;

4. Proof of down payment for house purchase;

5. The credit status report of the borrower and his spouse printed by the bank;

6. Housing sales contracts or agreements that meet the legal requirements.

Housing provident fund handling conditions:

1. Individuals and their units must pay the housing accumulation fund continuously for one year;

2. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan;

3. If the borrower purchases a commercial house, it shall not be less than 30% of the total house price.

Housing accumulation fund handling process:

1. The lender prepares relevant materials, fills in the loan application in the bank and submits the materials;

2. After receiving the application, the loan bank shall confirm and review the information;

3. After the audit, the lending bank will contact the lender and sign relevant contracts;

4. For bank loans, the lender shall fulfill the repayment obligations.