Conditions for handling social security loans:

1. The borrower should be 22-55 years old, among which Minsheng Bank requires the borrower to be over 25 years old.

2. Social security needs to be paid continuously. Different banks have different requirements for specific payment time. Generally, continuous payment 18 months will not be a problem.

3. The borrower should have a stable job and income, certain assets, and ensure sufficient repayment ability.

4. The borrower must have a good credit record and must not be overdue.

5. Other requirements stipulated by the bank.