Method 1: Credit loan
Borrowers with good credit and stable income, with a monthly income of more than 5,000 yuan, are generally more likely to borrow 50,000 yuan.
Method 2: mortgage loan
If the personal credit is poor or the income is unstable or low, but there is corresponding collateral as collateral, you can apply for a mortgage loan. Mortgage loans must have corresponding collateral as collateral.
Extended data:
Basic conditions for applying for personal loans
1, personal qualification should be up to standard.
After accepting the loan application, the lending institution will comprehensively evaluate the loan qualification from the borrower's real estate, income, occupation, credit and education. Among them, financial resources, occupation and income are all important standards. Generally speaking, employees and civil servants of state-owned enterprises are easily approved, and such people are often regarded as quality customers by lending institutions.
2. The loan information should be complete and true.
To apply for personal consumption loan, the borrower must provide his valid identity certificate, marriage certificate, income certificate and other valid financial certificates. These materials should be prepared before the loan, be true and reliable, and cannot be falsified.
References:
Personal loan _ Baidu Encyclopedia?