Legal analysis: Generally, the developer will file the record for you after the bank loan is issued. First of all, please go to the bank to understand the relevant situation and apply for a personal housing loan with the above information. Then the bank will review you and determine the loan amount. Next, you can apply for a loan contract and the bank will handle insurance on your behalf. Handle property mortgage registration and notarization. The last thing left is for the bank to issue the loan, the borrower's monthly repayment and the cancellation registration after paying off the principal and interest.

Legal basis: "The People's Republic of China and the Civil Code" Article 221 When the parties sign a house purchase and sale agreement or other real estate property rights agreement, in order to ensure the realization of property rights in the future, in accordance with It is agreed that advance notice registration can be applied to the registration agency.